lisa, the white house yesterday, jay carney effectively said yes there are some plans that don't meet the minimum standard of the affordable care act. that is, in fact, true. they would say though our plan allows you to get benefits. yes maybe your premium goes up, your deductible goes up but you have more benefits including for mental health. what did the white house tell you >> they basically made the same point. they said look anyone who is losing their insurance is losing their insurance because it doesn't meet our standards. and that this new policy will give people more protection, they can't be dropped because they get sick, they by and large will have a richer package of benefits. the problem is a lot of the folks we talked to who have received these notices first were shocked that they got them because they thought the president had told them they wouldn't but also they didn't like the government telling them what they had to buy. and they in some cases were very happy with the more bear bones policy that they thought met their needs, and cost them less. now there was one ind